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Allstate

Property & Casualty Insurance

Property & Casualty InsuranceAnalysis in progress
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Business at a glance

Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work

Operating health66
Growth50
Profitability67
Cash generationn/a
Balance sheetn/a
Dilution control79
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)0.5%Revenue growth (FY)5.6%Revenue CAGR (3y)9.6%Gross margin—Operating margin—Net margin15.2%Free cash flow margin14.6%R&D / revenue—Stock comp / revenue0.2%Net debt / operating cash flow0.67xCurrent ratio—Diluted share count change-0.3%
Fiscal year endingFY 2021-12FY 2022-12FY 2023-12FY 2024-12FY 2025-12
Revenue$50.6B$51.4B$57.1B$64.1B$67.7B
Net income$1.6B-$1.3B-$188M$4.7B$10.3B
Operating cash flow$5.1B$5.1B$4.2B$8.9B$10.1B
Capital expenditure$345M$420M$267M$210M$228M
Free cash flow$4.8B$4.7B$4.0B$8.7B$9.9B
Stock-based comp$120M$93M$73M$125M$123M
Buybacks$3.1B$2.5B$335M$2M$1.2B
Dividends$885M$926M$925M$962M$1.0B
Cash$763M$736M$722M$704M$678M
Total debt$8.0B$8.0B$7.9B$8.1B$7.5B
Equity$24.9B$17.5B$17.8B$21.4B$30.6B

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