Companies / Financials
CINF
Cincinnati Financial
Property & Casualty Insurance
Property & Casualty InsuranceAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health73
Growth77
Profitability80
Cash generationn/a
Balance sheetn/a
Dilution control63
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)-18.2%Revenue growth (FY)11.4%Revenue CAGR (3y)24.4%Gross margin—Operating margin—Net margin18.9%Free cash flow margin24.5%R&D / revenue—Stock comp / revenue—Net debt / operating cash flow-0.21xCurrent ratio—Diluted share count change-0.1%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $9.6B | $6.6B | $10.0B | $11.3B | $12.6B |
| Net income | $3.0B | -$487M | $1.8B | $2.3B | $2.4B |
| Operating cash flow | $2.0B | $2.1B | $2.1B | $2.6B | $3.1B |
| Capital expenditure | $15M | $15M | $18M | $22M | $20M |
| Free cash flow | $2.0B | $2.0B | $2.0B | $2.6B | $3.1B |
| Stock-based comp | $33M | — | — | — | — |
| Buybacks | $144M | $410M | $67M | $126M | $205M |
| Dividends | $395M | $423M | $454M | $490M | $525M |
| Cash | $1.1B | $1.3B | $907M | $983M | $1.4B |
| Total debt | $789M | $789M | $790M | $790M | $790M |
| Equity | $12.8B | $10.6B | $12.1B | $13.9B | $15.9B |
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