Companies / Financials
CPAY
Corpay
Transaction & Payment Processing Services
Transaction & Payment Processing ServicesAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health82
Growth65
Profitability98
Cash generationn/a
Balance sheetn/a
Dilution control82
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)17.9%Revenue growth (FY)13.9%Revenue CAGR (3y)9.7%Gross margin—Operating margin44.0%Net margin23.6%Free cash flow margin28.7%R&D / revenue—Stock comp / revenue2.3%Net debt / operating cash flow5.06xCurrent ratio0.98Diluted share count change-1.1%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $2.8B | $3.4B | $3.8B | $4.0B | $4.5B |
| Operating income | $1.2B | $1.4B | $1.7B | $1.8B | $2.0B |
| Net income | $839M | $954M | $982M | $1.0B | $1.1B |
| Operating cash flow | $1.2B | $755M | $2.1B | $1.9B | $1.5B |
| Capital expenditure | $112M | $151M | $154M | $175M | $201M |
| Free cash flow | $1.1B | $603M | $1.9B | $1.8B | $1.3B |
| Stock-based comp | $80M | $121M | $116M | $117M | $103M |
| Buybacks | $1.4B | $1.4B | $687M | $1.3B | $783M |
| Cash | $1.5B | $1.4B | $1.4B | $1.6B | $2.4B |
| Total debt | $6.0B | $7.0B | $6.7B | $8.0B | $10.0B |
| Equity | $2.9B | $2.5B | $3.3B | $3.1B | $3.9B |
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