Companies / Financials
FISV
Fiserv
Transaction & Payment Processing Services
Transaction & Payment Processing ServicesAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health72
Growth41
Profitability77
Cash generationn/a
Balance sheetn/a
Dilution control98
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)-1.3%Revenue growth (FY)3.6%Revenue CAGR (3y)6.1%Gross margin—Operating margin27.5%Net margin16.4%Free cash flow margin20.3%R&D / revenue—Stock comp / revenue1.7%Net debt / operating cash flow4.45xCurrent ratio1.03Diluted share count change-5.7%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $16.2B | $17.7B | $19.1B | $20.5B | $21.2B |
| Operating income | $2.3B | $3.7B | $5.0B | $5.9B | $5.8B |
| Net income | $1.3B | $2.5B | $3.1B | $3.1B | $3.5B |
| Operating cash flow | $4.0B | $4.6B | $5.2B | $6.6B | $6.1B |
| Capital expenditure | $1.2B | $1.5B | $1.4B | $1.6B | $1.8B |
| Free cash flow | $2.9B | $3.1B | $3.8B | $5.1B | $4.3B |
| Stock-based comp | $239M | $323M | $342M | $367M | $357M |
| Cash | $835M | $902M | $1.2B | $1.2B | $798M |
| Total debt | $20.7B | $20.9B | $22.4B | $23.7B | $27.8B |
| Equity | $31.0B | $30.8B | $29.9B | $27.1B | $25.8B |
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