Companies / Financials
MA
Mastercard
Transaction & Payment Processing Services
Transaction & Payment Processing ServicesAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health89
Growth75
Profitability100
Cash generationn/a
Balance sheetn/a
Dilution control92
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)14.0%Revenue growth (FY)16.4%Revenue CAGR (3y)13.8%Gross margin—Operating margin57.6%Net margin45.6%Free cash flow margin52.3%R&D / revenue—Stock comp / revenue1.8%Net debt / operating cash flow0.48xCurrent ratio1.03Diluted share count change-2.3%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $29.8B | $22.2B | $25.1B | $28.2B | $32.8B |
| Operating income | $10.1B | $12.3B | $14.0B | $15.6B | $18.9B |
| Net income | $8.7B | $9.9B | $11.2B | $12.9B | $15.0B |
| Operating cash flow | $9.5B | $11.2B | $12.0B | $14.8B | $17.6B |
| Capital expenditure | $407M | $442M | $371M | $474M | $489M |
| Free cash flow | $9.1B | $10.8B | $11.6B | $14.3B | $17.2B |
| Stock-based comp | $273M | $295M | $460M | $526M | $597M |
| Buybacks | $5.9B | $8.8B | $9.0B | $11.0B | $11.7B |
| Dividends | $1.7B | $1.9B | $2.2B | $2.4B | $2.8B |
| Cash | $7.4B | $7.0B | $8.6B | $8.4B | $10.6B |
| Total debt | $13.9B | $14.0B | $15.7B | $18.2B | $19.0B |
| Equity | $7.3B | $6.3B | $6.9B | $6.5B | $7.7B |
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