Companies / Financials
PFG
Principal Financial Group
Life & Health Insurance
Life & Health InsuranceAnalysis in progress
In progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health52
Growth14
Profitability42
Cash generationn/a
Balance sheetn/a
Dilution control100
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)25.4%Revenue growth (FY)-3.1%Revenue CAGR (3y)-3.8%Gross margin—Operating margin—Net margin7.6%Free cash flow margin29.0%R&D / revenue—Stock comp / revenue0.7%Net debt / operating cash flow-0.11xCurrent ratio—Diluted share count change-4.1%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $14.4B | $17.5B | $13.7B | $16.1B | $15.6B |
| Net income | $1.6B | $4.8B | $623M | $1.6B | $1.2B |
| Operating cash flow | $3.3B | $3.2B | $3.8B | $4.6B | $4.5B |
| Free cash flow | $3.3B | $3.2B | $3.8B | $4.6B | $4.5B |
| Stock-based comp | $96M | $91M | $99M | $109M | $110M |
| Buybacks | $937M | $1.7B | $740M | $1.0B | $903M |
| Dividends | $654M | $642M | $626M | $658M | $684M |
| Cash | $2.3B | $4.8B | $4.7B | $4.2B | $4.4B |
| Total debt | $4.4B | $4.1B | $4.0B | $4.1B | $4.0B |
| Equity | $16.1B | $10.0B | $10.9B | $11.1B | $11.9B |
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