Companies / Financials
PNC
PNC Financial Services
Diversified Banks
Diversified BanksAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health72
Growth42
Profitability100
Cash generationn/a
Balance sheetn/a
Dilution control75
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)10.9%Revenue growth (FY)7.2%Revenue CAGR (3y)3.0%Gross margin—Operating margin—Net margin30.3%Free cash flow margin19.0%R&D / revenue—Stock comp / revenue—Net debt / operating cash flow3.97xCurrent ratio—Diluted share count change-1.0%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | $19.2B | $21.1B | $21.5B | $21.6B | $23.1B |
| Net income | $5.7B | $6.1B | $5.6B | $6.0B | $7.0B |
| Operating cash flow | $7.2B | $9.1B | $10.1B | $7.9B | $4.4B |
| Free cash flow | $7.2B | $9.1B | $10.1B | $7.9B | $4.4B |
| Buybacks | $1.1B | $3.7B | $651M | $687M | $1.3B |
| Dividends | $2.1B | $2.4B | $2.5B | $2.5B | $2.6B |
| Cash | $82.3B | $34.4B | $50.7B | $46.3B | $39.7B |
| Total debt | — | $58.7B | $72.7B | $61.7B | $57.1B |
| Equity | $55.7B | $45.8B | $51.1B | $54.4B | $60.6B |
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