Companies / Financials
USB
U.S. Bancorp
Diversified Banks
Diversified BanksAnalysis in progress
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Business at a glance
Operating-health scores describe reported fundamentals on a 0–100 scale. They are not a rating of the stock. How they work
Operating health74
Growth42
Profitability100
Cash generationn/a
Balance sheetn/a
Dilution control79
Key ratios and five-year financials
Latest quarter revenue YoY (2026-09-30)8.7%Revenue growth (FY)4.4%Revenue CAGR (3y)5.6%Gross margin—Operating margin—Net margin26.4%Free cash flow margin27.8%R&D / revenue—Stock comp / revenue0.8%Net debt / operating cash flow-3.73xCurrent ratio—Diluted share count change-0.2%
| Fiscal year ending | FY 2021-12 | FY 2022-12 | FY 2023-12 | FY 2024-12 | FY 2025-12 |
|---|---|---|---|---|---|
| Revenue | — | $24.3B | $28.1B | $27.5B | $28.7B |
| Net income | $8.0B | $5.8B | $5.4B | $6.3B | $7.6B |
| Operating cash flow | $9.9B | $21.1B | $8.4B | $11.3B | $8.0B |
| Free cash flow | $9.9B | $21.1B | $8.4B | $11.3B | $8.0B |
| Stock-based comp | $207M | $202M | $224M | $232M | $235M |
| Buybacks | $1.6B | $69M | $62M | $173M | $489M |
| Dividends | $2.6B | $2.8B | $3.0B | $3.1B | $3.2B |
| Cash | $28.9B | $53.5B | $61.2B | $56.5B | $46.9B |
| Total debt | $43.9B | $71.0B | $15.3B | $15.5B | $17.2B |
| Equity | $54.9B | $50.8B | $55.3B | $58.6B | $65.2B |
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